Net Worth Week 42 – Back to the Dentist, Again

My streak ended at 8 weeks’ positive net worth growth. However, we got word that the project which was scheduled to end in four weeks will now extend an additional four months. I also have a new client signing this weekend. There should at least be some cash coming in. We’ve not been told anything about our current unlimited overtime, and I’ve tried to take advantage of that this week knowing that I was spending so much on my mouth.

This week’s net worth numbers

1/20/2017 1/27/2017
 Joy 1103 1103
 Travel 324 324
 Down Payment 19 19
 Retirement 21 21
 Health 45 45
 Moving 284 284
 EF 810 810
Business 501 501
Bed  0.19 0.19
 Life 1716 1501
 IRA 11020 11458
 Brokerage 663 674
 CC (largest) -4265 -4209
 CC (longest) 0 -10
 Rewards Card -1365 -2030
 SL 1 -103767 -103883
 SL 2 -45698 -45751
 Earnest -6532 -6546
 Net Worth -145120 -145688
 Percentage Change 0.29% -.39%

Why do we separate dental and mental health insurance from the rest of our body? 

Net Worth Week 15 – Dental Pain Edition

Gentle Readers,

There’s been a slight setback in my finances due to some pain issues I’m trying to take care of.  It’s been a physically painful week in my house. I had my semi-annual dental cleaning and learned the reason for some of my jaw pain – I have a new wisdom tooth that is stuck inside for the next six months at least. My chronic, undiagosed back pain also grew much worse. My physician won’t even look at the body parts I complain about so I’ve been pursuing some alternative healing methods. I have an acupuncture and massage appointment this weekend to try to help with this pain until I can find a new doctor. This will cost me roughly $100 because I’ve found places I trust that give really good deals. Hopefully my back approves. I miss being able to run. My girlfriend misses me not being in constant pain.

I initiated a balance transfer on the 15th and it went through today. My old Barclay Card missed me and offered me zero percent financing until next July. I intend to pay it off before then, and it will be a lot easier when it is not earning interest. Thank you, to YETInvesting for talking me through the process and encouraging me. Hopefully this will help my debt reduction process.

I would be delighted if you read my entry to win a trip to FinCon. I’d love to meet y’all.

I still love Earnest and credit them with my ability to conquer some of this debt.

Date 7/1/16 7/8/2016 7/15/2016 7/22/2016
Joy 1099 1099 1099  1099
Travel 323 323 323 323
Down Payment  19 19 19 19
retirement  21 21 21 21
health  45 45 45 45
Moving  31 31 31 31
EF  2002 2002 2002 2002
Business  1 1 1 1
Bed  .29 0.29 0.29 0.29
Life  1929 863 746  897
IRA  9580 9653 9894  9908
Brokerage  324 329 335  337
CC (largest)  0 0 0  -4791
CC (longest)  0 0 0  -529
Rewards Card  -5675 -5247 -4862  0
SL 1  -102482  -102258 -102374 -102489
SL 2  -45112  -45010 -45062 -45115
Earnest  -9328 -8878 -8897 -8915
-$147222 -$147006 -$146678 -$147156
  .35% change .14% change .22% change  -.32% change

Have medical issues ever set you back financially?