Net Worth Week 41 – Washington Changes Edition

This change is hard. The new man openly talks about assaulting women. It’s a lot to take in. But I must keep trying to be the change I wish to see in the world. I can do that best from a place of financial wellness. This is my eighth week in a row of net worth increase. It’s a good start.
1/13/17 1/20/17
Joy 1103 1103
Travel 324 324
Down Payment 19 19
Retirement 21 21
Health 45 45
Moving 284 284
EF 310 310
Business 501 501
Bed 0.29 0.29
Life 1128  1716
IRA 11075 11020
Brokerage 666  663
CC (largest) -4210 -4265
CC (longest) 0 0
Rewards Card -999 -1365
SL 1 -103652 -103767
SL 2 -45646 -45698
Earnest -6519 -6532
Net Worth -145550 -145120  
Percentage Change .22% .29%

How are you handling the changes? I’ll be volunteering this weekend.

Net Worth Week 40 – Birthday Edition

This is now a 7 week streak of my net worth improving!
12/30/16 1/6/17 1/13/17
Joy 1102 1103 1103
Travel 324 324 324
Down Payment 19 19 19
Retirement 21 21 21
Health 45 45 45
Moving 284 284 284
EF 309 310 310
Business 501 501 501
Bed 0.29 0.29 0.29
Life 1889 1422  1128
IRA 10879 11055  11075
Brokerage 658 669  666
CC (largest) -4251 -4210  -4210
CC (longest) 0 0 0
Rewards Card -1534 -1406  -999
SL 1 -103680 -103795  -103652
SL 2 -45659 -45711  -45646
Earnest -6956 -6507  -6519
Net Worth -146049 -145876  -145550
Percentage Change .13% .12% .22%

How do you like to celebrate your birthday?

Net Worth Week 39

12/23/16 12/30/16 1/6/17
Joy 1102 1102 1103
Travel 324 324 324
Down Payment 19 19 19
Retirement 21 21 21
Health 45 45 45
Moving 284 284 284
EF 309 309 310
Business 1 501 501
Bed 0.29 0.29 0.29
Life 1912 1889  1422
IRA 10718 10879  11055
Brokerage 661 658  669
CC (largest) -4256 -4251  -4210
CC (longest) 0 0 0
Rewards Card -1274 -1534  -1406
SL 1 -103565 -103680  -103795
SL 2 -45606 -45659  -45711
Earnest -6942 -6956  -6507
Net Worth -146246 -146o49  -145876
Percentage Change .16% .13% .12%

Have you ever fired a client over ethics?

Net Worth Week 38 – The Year End Edition

I once again travel today, but this time to New England to begin the year with some of my favorite people. I love starting the year with them, but have not done it for a few years. Extra bonus, my girlfriend loves every time I visit this region because I come home so happy. Everybody wins.

My business had a major milestone. I paid myself out of the profits for the first time. It is a small amount, and does not begin to repay me the loan of my money and time over these years, but it is an incredible start. I’m quite happy to start small, because this gives me a chance to feel what paying self-employment taxes are like on a limited-scale. If I mess up, the error should be smaller, right? My current plan is to pay myself from the profits, but not spend the money. Just have it set aside into my “business” account. Once I get the hang of paying quarterly taxes, I can save it/invest it/use it like regular money.

Thirty-eight weeks of tracking my net worth and I’m doing slightly better than I was when I began. I had hoped to be in a much better position at the end of the year, but I had not anticipated the thousands of dollars in medical bills. I still know that I am doing better, but it is important to remember that life can come at you sideways.

12/16/16 12/23/16 12/30/16
Joy 1102 1102 1102
Travel 324 324 324
Down Payment 19 19 19
Retirement 21 21 21
Health 45 45 45
Moving 284 284 284
EF 309 309 309
Business 1 1 501
Bed 0.29 0.29 0.29
Life 636 1912  1889
IRA 10883 10718  10879
Brokerage 661 661  658
CC (largest) -4341 -4256  -4251
CC (longest) 0 0 0
Rewards Card -510 -1274  -1534
SL 1 -103449 -103565  -103680
SL 2 -45553 -45606  -45659
Earnest -6927 -6942  -6956
Net Worth -146494 -146246  -146049
Percentage Change .26% .16% .13%

Are you ready for a New Year?

Net Worth Week 37 – Happy Holidays!

Gentle Readers,

Travel begins tomorrow and will mark the first time I will actually get to be in the same state as my lovely girlfriend on Christmas Day. I’m not thrilled by the area of the country we’ll be in, but she’ll be with me and that’s a lot of joy for one woman.

There’ll be limited time with my family and away from my jobs, but I will get to hug someone I have not seen for a few years due to how far away they live. I’m so excited. Definitely worth the cost of our tickets. All of my siblings in the same space happens once every 2 or 3 years. It is not easy.

12/9/16 12/16/16 12/23/16
Joy 1102 1102 1102
Travel 324 324 324
Down Payment 19 19 19
Retirement 21 21 21
Health 45 45 45
Moving 284 284 284
EF 309 309 309
Business 1 1 1
Bed 0.29 0.29 0.29
Life 445 636  1912
IRA 10988 10883  10718
Brokerage 664 661  661
CC (largest) -4341 -4341  -4256
CC (longest) 0 0 0
Rewards Card -988 -510  -1274
SL 1 -103334 -103449  -103565
SL 2 -45501 -45553  -45606
Earnest -6915 -6927  -6942
Net Worth -146880 -146494  -146246
Percentage Change .27% .26% .16%

Have you traveled this holiday season?

Net Worth Week 36 – Blustery Edition

12/2/16 12/9/16 12/16/16
Joy 1102 1102 1102
Travel 324 324 324
Down Payment 19 19 19
Retirement 21 21 21
Health 45 45 45
Moving 284 284 284
EF 309 309 309
Business 1 1 1
Bed 0.29 0.29 0.29
Life 2617 445  636
IRA 10124 10988  10883
Brokerage 399 664  661
CC (largest) -4341 -4341  -4341
CC (longest) -98 0 0
Rewards Card -1683 -988  -510
SL 1 -103477 -103334  -103449
SL 2 -45566 -45501  -45553
Earnest -7364 -6915  -6927
Net Worth -147283 -146880  -146494
Percentage Change .29% .27% .26%

How are you staying warm if winter has come to your neck of the woods?

Net Worth Week 35 – You Better Work Edition

11/25/16 12/2/16 12/9/16
Joy 1102 1102 1102
Travel 324 324 324
Down Payment 19 19 19
Retirement 21 21 21
Health 45 45 45
Moving 284 284 284
EF 309 309 309
Business 1 1 1
Bed 0.29 0.29 0.29
Life 1632 2617  445
IRA 10170 10124  10988
Brokerage 406 399  664
CC (largest) -4332 -4341  -4341
CC (longest) 0 -98 0
Rewards Card -1443 -1683  -988
SL 1 -103378 -103477  -103334
SL 2 -45521 -45566  -45501
Earnest -7351 -7364  -6915
Net Worth -147712 -147283  -146880
Percentage Change -1.12% .29% .27%

Have you ever had the option of Unlimited Overtime? How much would you work if you could?

Net Worth Week 33 – Thanksgiving Leftovers Edition

11/11/16 11/18/16 11/25/16
Joy 1102 1102 1102
Travel 324 324 324
Down Payment 19 19 19
Retirement 21 21 21
Health 45 45 45
Moving 284 284 284
EF 309 309 309
Business 1 1 1
Bed 0.29 0.29 0.29
Life 1475 2288  1632
IRA 9965 10004  10170
Brokerage 396 400  406
CC (largest) -4390 -4370  -4332
CC (longest) 0 0 0
Rewards Card 0 -454  -1443
SL 1 -103115 -103247  -103378
SL 2 -45401 -45461  -45521
Earnest -7318 -7335  -7351
Net Worth -146293 -146069  -147712
Percentage Change .40% .15% -1.12%

Are you enjoying rest this Holiday Weekend?

Net Worth Week 31 – Sick and Tired

10/28/16 11/4/16 11/11/16
Joy 1101 1102 1102
Travel 323 324 324
Down Payment 19 19 19
Retirement 21 21 21
Health 45 45 45
Moving 284 284 284
EF 105 105 309
Business 1 1 1
Bed 0.29 0.29 0.29
Life 2145 2256  1475
IRA 9917 9773  9954
Brokerage 391 377  396
CC (largest) -4499 -4479  -4390
CC (longest) 0 0 0
Rewards Card -647 -199  0
SL 1 -103159 -103275  -103115
SL 2 -45421 -45474  -45401
Earnest -7752 -7768  -7318
Net Worth -147122 -146887  -146293
Percentage Change -.76% .15% .40%

Have you encouraged someone who is despairing?

Net Worth Week 30 – Don’t Sleep on the Job

10/21/16 10/28/16 11/4/16
Joy 1101 1101 1102
Travel 323 323 324
Down Payment 19 19 19
Retirement 21 21 21
Health 45 45 45
Moving 284 284 284
EF 1005 105 105
Business 1 1 1
Bed 0.29 0.29 0.29
Life 1942 2145  2256
IRA 10011 9917  9773
Brokerage 399 391  377
CC (largest) -4559 -4499  -4479
CC (longest) -62 0 0
Rewards Card -383 -647  -199
SL 1 -103044 -103159  -103275
SL 2 -45368 -45421  -45474
Earnest -7736 -7752  -7768
Net Worth -146000 -147122  -146887
Percentage Change .31% -.76% .15%

Have you picked out your Election Day outfit?