Net Worth Week 73 – Harvey Edition

Gentle Readers,
I submitted the small bio and head-shot that my panel required, but mainly this week I focused on Harvey.
My girlfriend moved to Houston earlier this year and now it is underwater. Thankfully, she is safe and able to help from a distance. Every emergency needs people who are good at logistics and connecting folks to the right resources. My job right now is to be supportive without interrupting her.
The organization I am supporting during this event is Portlight Inclusive Disaster Strategies. People with disabilities are often the worst impacted by natural disasters. Portlight has a respected track record in responding to disasters. You probably saw some videos of people being saved out of their wheelchairs and into boats. Once those people are back to dry ground, they will again need their mobility aids. Chairs and other “durable medical equipment”  are vital to life for some people with disabilities, but not available at the Red Cross. For example, people with tracheostomies need sterile gauze and other equipment or their risk of infection and blockage in their air passageway dramatically rises.
Portlight also assists after the disaster. Following Sandy, they helped rebuild ramps into homes and helped refit homes with other accessibility equipment. The need will exist for a long time, and Portlight will be there. Being a person with a disability is never cheap. It is even more expensive when you are trying to access things vital for your particular survival after a community-wide disaster.
I’m still waiting for my invisalign and that next $2000 payment. I don’t know what the delay is. It is making me hold on to cash without paying down the CC, because I intend to do a balance transfer to keep myself liquid for life and my business. The great press my business received has mainly resulted in folks wanting to volunteer for my business and not any new clients so far. This may be an expensive year.

This week’s net worth numbers

8/25/2017 9/1/2017
 Joy 1108 1109
 Travel 1  1
 Down Payment 19 19
 Retirement 21 21
 Health 46 46
 Moving 285 286
 EF 11 11
Business 5 5
Life 2961  3431
 IRA  13341  13495
 Brokerage 814  825
 Rewards Card 2 -3283 -3531
 CC (largest) 0  0
 CC (longest) 0  0
 Rewards Card -388  0
SL 1 -105531 -105647
SL 2 -46501 -46557
 Earnest -3598 -3606
 Net Worth -140689 -140092
 Percentage Change -.63% .42%

How are you supporting after Harvey?

My IRA and Brexit: Part 2

Gentle Readers,

As I posted last night, Brexit is upon us and the world is already different.

As of 1 AM EST on Friday, June 24, 2016

  • My IRA : $9064
  • My Taxable Brokerage: $327

After the close of trading on Friday

  • My IRA: $8765
  • My Taxable Brokerage: $315

A sizable percentage drop already.

I worry that volatility will result in dramatic harm to people and industries. I worry about the jobs that will disappear. I worry about the anger at the economy that will be displaced onto whichever group is the cause du jour. I worry about the infrastructure that won’t be maintained.

I worry especially about the fate of people with disabilities in Britain who already had their supports dramatically reduced in 2013. People will die. He’s already reneged on his promise that $350 million would go to the NIH rather than the EU.

How did your life and investments fair in the first day of Brexit? Am I too pessimistic?