Net Worth Week 92 – Birthday Edition

Gentle Readers,
Progress towards the new good-gig is happening. I got my fingerprints done. My nails looked fabulous, but the tech did not care. Current gig has been a little more in flux than I’d prefer. Lots of sitting around waiting for a task and being sent home early.
I figured out a portion of the problem with not receiving the estate paperwork I’ve requested. Neither the VA nor the medical school who accepted his body has signed the damn death certificate. Both are blaming the other. I’m going to keep calling until I annoy someone into signing this vital record. That does not explain why his life insurance paperwork has not even arrived for me to fill out and submit, but I am trying to focus on one thing at a time as possible.
My efforts to work a ton while also seeing friends is bearing fruit. I attended a free cabaret, I played soccer, I shared food with folks. It has been great for my psyche. I do wonder if I should not up the overtime even further; my roommates’ negligence regarding cleaning and the mouse situation grows more frustrating.
I send my brother the check to repay him! Not having that over my head feels wonderful! I don’t like and am not used to owing individuals money.
It’s my birthday week and letting my friends show up for me while also doing what I like without regard to anyone else’s plan has been nice. There is still bittersweet mixed in with the waiting, but I’m living my life.

This week’s net worth numbers

1/5/2017 1/12/2018
 Joy 1112 1112
 Travel 1  1
 Down Payment 19 19
 Retirement 21 21
 Moving 286 286
 EF 57 57
 Business 5 5
Life 2719  1479
IRA 16639  16837
 Brokerage  866  877
 Rewards Card 2 -4200  -4469
 CC (largest  0  0
 CC (longest 0  0
 Rewards Card -5400 (BT)  -5400 (BT)
 SL 1 -106154  -105832
SL 2 -46788 -46641
Earnest -1839 -1375
 Repay brother  -600 0!
 Net Worth -143256 -143023
 Percentage Change .95% .16%

How do you celebrate your birthday?

Net Worth Week 85 – Thanksgiving Edition

Gentle Readers,
I have not yet been formally offered a gig. That means I earned no money this week. That’s frustrating, but it acted as a form of bereavement leave.  It also gave me time to be on the phone figuring out estate management. I began much of the estate process. I am still unsure of a few things, but I’ve made big strides. This is mainly because he had little and I had the time beforehand to get an idea of where he had accounts.
Unfortunately, Earnest did not allow a month-long break on paying. Apparently that is only for people who have their student loans through them. The only option for a break is a 3 month break. I hope that won’t be necessary.
I changed some accounts around. The health account was subsumed into the EF. I now have a line-item for the plane tickets I need to repay my brother for. He hasn’t told me the particular amount, but he will eventually. We’ve agreed that I will repay it when it won’t hurt me financially. That is, after I have a gig for a few weeks. Or when the life insurance pays out.
I got to spend Thanksgiving with one of my favorite families. The food and friendship were restorative. I got to hear stories from her children. I got to have a glass of very fancy whisky to celebrate her husband’s promotion.  It was lovely.

This week’s net worth numbers

11/17/2017 11/24/2017
 Joy 1110 1110
 Travel 1  1
 Down Payment 19 19
 Retirement 21 21
 Moving 286 286
 EF 11 57
 Business 5 5
Life 2855 2471
IRA 15827  15966
 Brokerage  851  858
 Rewards Card 2 -891  -1587
 CC (largest  0  0
 CC (longest 0  0
 Rewards Card -5613 (BT)  -5613 (BT)
 SL 1 -105833  -105899
SL 2 -46642 -46672
Earnest -2277 -2279
 Repay brother -600?
 Net Worth -140224 -141855
 Percentage Change .31% -1.16%

How were your Thanksgivings?


Net Worth Week 7 – Huge Wins Edition

Gentle Readers,

This week was full of surprises, but I ended up way ahead for the time being. Nearly 3% change in my negative net worth – in the right direction!

I had quite a few unanticipated expenses (a hotel and uber trips to the hospital and paying for Lifelock because of shenanigans at work). The Lifelock has now been reimbursed. The biggest unanticipated boon was finally receiving my tax refunds. One was dedicated to stocking my Emergency Fund. The other paid into my IRA.

My gig finally ended, which meant that I only worked 2 days this week for a W2 employer. It appears that I have a gig next week, but you cannot count chickens before they hatch. I have not applied to work at other gigs yet, which means I feel secure.

I’ve enjoyed my days off. I visited with friends and their baby. Ran some errands. Visited with an out-of-town friend. Worked on developing the skill to double my income. Lastly, I also worked at my LLC and enjoyed rest. It was a great position to be in. I could enjoy the time off and not worry about covering my bills. This would have been true without the tax refunds. I’m starting to get the hang of my finances and it feels wonderful.

The percent change was very different due to the tax refund. It felt great to stock up my Emergency Fund again!

Date 5/6/16 5/13/2016 5/20/2016 5/27/2016
Joy 1098 1098 1098  1098
Travel 322 322 322 322
Down Payment  18 18 18 18
retirement  21 21 21 21
health  45 45 45 45
Moving  31 31 31 31
EF  9 9 9 2597
Business  1 1 1 1
Bed  .29 0.29 0.29 0.29
Life  1526 2004 1716  2765
IRA  7346 7315 7295  8359
Brokerage  218 219 218  222
CC (largest)  0 0 0 0
CC (longest)  0 0 0 0
Rewards Card  -3426 -3718 -3890  -3998
SL 1  -102222  -102014 -102130 -102245
SL 2  -45102  -44988 -45024 -45059
Earnest  -9632 -9653 -9673 -9696
–$149746 -$149289 -$149942 -$145518
  .99% change .99% change -1.0% change  2.95% change

Do you remember the first time you had a big percentage change in your net worth?