Net Worth Week 58 – Graduation Edition

Gentle Readers,

My gig continues to be managed very poorly. Once the supervisor who hated this project got a new job, it has gone downhill faster and faster. They promise there is a ton of work to do, but they are not staying enough ahead of us, me really, to ensure that there is work available when necessary. It’s frustrating. I sit at my desk waiting for work. At least I get paid when I wait. Their mismanagement messes up my ability to get overtime as planned.  Nothing is promised and I have to keep remembering that. Thankfully, I am still doing well.

A coworker I like on another project let me know about some job postings within our field but a level up. He found the pay rate and what skills we would need to show in order to qualify for it. I appreciate that he looks out for us.

I am off to my family member’s graduation party this weekend. It is important to show up for significant milestones. I’ll also get a chance to have a girl’s day with my best friend from middle school. Since she has children, I am letting her pick what we do. She gets less downtime than me. If she wants us to hang with her family or if she needs away time, I’m happy. I love her family, and I will do my part to contribute to its happiness.
My TMJ is acting up. I’m trying to do a better job taking care of this pain, but stress triggers it.
The markets were rocky this week. I wonder what they’ll have in store for us with all of the ridiculous goings-on in our Administration. My IRA is down, but my net worth is up. I’m heading in the right direction. This is the fourth week with a positive change in my net worth!

This week’s net worth numbers

5/12/2016 5/19/2017
 Joy 1106 1106
 Travel 1  1
 Down Payment 19 19
 Retirement 21 21
 Health 45 45
 Moving 285 285
 EF 11 11
Business 1003 1003
Life 832  1644
 IRA  13002  12883
 Brokerage 693  685
 Rewards Card 2 -1572 -1474
 CC (largest) 0  0
 CC (longest) 0  0
 Rewards Card -999 -918
SL 1 -104577 -104693
 SL 2 -46068 -46121
 Earnest -4862 -4872
 Net Worth -141059 -140374
 Percentage Change .95% .49%

Have you noticed the rocky market or just kept on with your plan?

Author: ZJ Thorne

Lesbian on the path to Financial Freedom

  • Mr. Groovy

    Hey, ZJ. I’ve been meaning to stop by for a while now, but life just got in the way. Thanks for the updates. I’m glad you’re still moving in the right direction. It’s a shame about work, though. I worked for a very dysfunctional company once. Not fun. I dreaded getting up in the morning. I hope it doesn’t come to that for you. And, yes, I’m very worried about the market. Going into the close of 2016, Mrs. Groovy and I reduce our stock funds to 40% of our portfolio. Bonds and cash now make up 60%. We’re thinking of reducing our stock funds to 30% of our portfolio by the end of the year. I have no hard data, but I think we’re heading for another 2008-like crash soon. Stay well, my friend. Talk to you soon.

    • The dysfunction is not fun. Thankfully, it rarely interferes with my ability to earn money. Getting up is fine because this is a temp job anyway; it allows me to fund my business.

      That’s a major shift in portfolio. Things definitely seem frothy and out-of-whack. I don’t have enough invested for it to worry me in my personal realm. I am mainly worried for the unprepared folks who may be sideswiped by whatever is coming. I think folks will lose jobs and increase their misery. It’s not a fun thought.

      I hope you and Mrs. Groovy stay well and are able to protect yourself somewhat for the coming onslaught.